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It’s that time of year again, where we await our W-2 and 1099 forms and decide which tax software to use. I’m working on product-specific reviews, but for now I figured I’d summarize the drama surrounding TurboTax 2015 for those that don’t follow these things as closely. Last year, TurboTax Deluxe Online 2013 started requiring you to upgrade to Premier in order get guidance on stock sales (Schedule D) and self-employment expenses (Schedule C). You can see this as either a feature delete, or price increase. However, the TurboTax Deluxe Desktop 2013 version kept this ability.

There was a little outrage but really not that much from what I recall. This year, no longer included Schedule D or C.

In other words, the 2013 change to the online version was propagated to their desktop download/CD version. This time, break out the pitchforks! There are over a thousand 1-star reviews on the and articles from various media outlets including the and.

Why the outrage this year and not last year? TurboTax says 80% of people use the online version and only 20% use the desktop download, so you can see why Intuit thought everything would be cool. My theory is that desktop PC customers always pay for their software upfront (often at a physical store like Staples or Costco) and then don’t expect to be asked for any more money down the road. This has probably been their habit for years. Now in the middle of doing their taxes, you’re hitting them up for another thirty bucks?!. In contrast, with TurboTax Online you pay at the very end and the price is always a little different with various coupon codes and promotions.

Finally, the price difference between Deluxe and Premier for Online is $20, but for the Desktop version is $30. The software only cost $40 or $45 initially.

That $30 upgrade fee is a 66-75% price increase.Intuit needed to communicate this price change much more upfront and clearly. Last updated: April 25, 2019 My Money Blog has partnered with CardRatings for selected credit cards, and may receive a commission from card issuers. All opinions expressed are the author’s alone, and has not been provided nor approved by any of the companies mentioned. MyMoneyBlog.com is also a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission.

Thank you for your support.User Generated Content Disclosure: Comments and/or responses are not provided or commissioned by any advertiser. Comments and/or responses have not been reviewed, approved or otherwise endorsed by any advertiser.

It is not any advertiser's responsibility to ensure all posts and/or questions are answered. I have used all these programs over the years, but now only use TaxAct. Last year for the first time, I had a problem with the program. I check all the calculations and the program was making a small mistake. I almost just paid the extra amount rather than trying to get TaxAct to address the problem, but I thought I would send them one message before giving up. I was very surprised when TaxAct responded very quickly. Although, the first reply, asked questions I had answered in my first message, after my reply they acknowledged the problem and went to work to correct.

It took about a month to get the corrected version released, but they had to go to the IRS. They felt their program reflected the IRS instructions.

TaxAct was responsive to me at all times and even sent me unsolicited updates. All this support for a product I paid less than $10 for.I need to point out that the problem was not likely to impact very many people. My return was reasonably complex last year, but TaxAct made it easy. I agree with Jake that we should just be able to get a bill from the IRS for the taxes we owe rather than having to go through a complicated process to calculate what we owe.

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A few years ago my tax calculations were off because I forgot to include dividends from an account that only issues online 1099’s. A few months after I filed, the IRS was happy to send me a bill for the amount I had forgotten to report along with penalty interest. Would have been so much easier if they just told me up front how much I owed.Until that happens, I’m going to happily stick with TaxAct. I used TaxAct for several years in the early 2000’s, and found when HSA’s first came out that they handled the forms correctly much sooner than TurboTax or HRBlock did.

Eventually I migrated over to TurboTax because it had better import features, but when TurboTax started pulling their scheduleD shenanigans I went back to TaxAct last year. I found it to still be a great product, and am planning to file with TaxAct again this year.

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Thank you for the write-up. Last year was my first having to handle taxes on my own, and I enjoyed the overall ease of the online process using TurboTax. I may try one of the other options this year just to test more waters, but its good to know the issues and options around stocks as I have begun to be more involved there.There is just one thing I wanted to note: After completing the federal file last year I was taken by surprise that the state process would cost me extra. After more research I discovered this cost could be bypassed through free file on my states government website. Maybe that was just for CO, but It seems to me people should be more aware that these added costs to file on the state level is unnecessary. It only requires a little more time to fill in the information again. I have another example of TurboTax trying to nickel and dime people.

My tax return is not very complicated so I used their free online version last year. My tax situation did not change so I tried to use the free online edition again this year, however, they now make you upgrade to the Deluxe version in order to deduct alimony you paid.

Last year you could do it under the free version, this year you cannot. It is a simple line item on the first page of the 1040 form that doesn’t require any additional schedules or worksheets. I will be switching to TaxAct or H&R Block this year and probably permanently.I also agree with Noah above, I am in CA and the state FTB offers a free e-file state return.

You have to be careful and you cannot save your data (meaning you have to do it in one sitting) but IMO it is worth it to save $10 or more. Personally, I have a problem with paying someone to get back money that is rightfully owed to me. Called TT Friday and asked abt missing forms in Deluxe. Tech support advised that there had been some changes. When asked how could I get C and D she advised upgrade (for a fee). Told her after 20 years with TT I was very disappointed.

She said let me see what I can do. After a one minute wait she said manager did not want me to be upset and they would upgrade me free.Point: took knowledge from your post and some insistence on my part before she acknowledged there was a free solution.When satisfaction survey arrived I suggested that management was now operating like “back lot used car salesman”Hopefully they will mend their ways. In prior years I was able to get Turbotax for free because I have an account with State Farm Bank, but I believe I was able to use the Deluxe version.

On Premiere it looks like State Farm Bank is offering $20 off. That’s the same discount I can get from AAA. As I get closer to filing, I will probably just use the best discount I can find on Premier and pay the fee. Compared to hiring a CPA Turbotax is still hundreds of dollars cheaper.I do recall that last year was the first year Turbotax forced me to pay for the state return; in prior years I think it was included with my free version of Deluxe.

There’s no way I’m paying another $36 or whatever to do the state return. This year I will probably do what I did last year, which is have TT run my state, make a note of the refund amount, and then spend 10 minutes on my state’s tax website and complete the return for free there, and use the TT refund figure as a double-check to corroborate before submitting the online state tax forms. According to a USA Today article:“Starting in early February, buyers of the Deluxe version of TurboTax’ tax-preparation software will be upgraded to the Premier or Home and Business version of the software.

This upgrade will return the functionality that was stripped out of the mid-priced version this year. The upgrade will be provided to users for free, a giant victory for the users of the desktop software.”Even better news:“Additionally, TurboTax stated all the forms removed from all desktop versions of its software will be restored next year — that includes the mid-priced Deluxe version of the software that’s been a favorite with investors.”source. MyMoneyBlog.com is a member of the Amazon Associate Program, and if you click through to Amazon and make a purchase, I may earn a small commission.MyMoneyBlog.com is for informational purposes only. I am not your financial advisor.

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